Insurances Accepted

Aetna
Anthem/CT BCBS 

Carelon

Cigna / Evernorth

Medicare
United Healthcare / Optum

Please note, we do not accept Medicaid plans. 

Please contact your insurance provider to confirm mental health/ psychiatry benefits.

Payment is due at time of service.

Each plan is unique and may require a coinsurance, copay and, or a deductible. 

When considering how much you will need to pay, there are a few  things to keep in mind. 

The deductible is the amount you  must pay before your policy starts covering the cost. For example, if  your deductible is $1,000, you have to pay that amount first. Let’s say a session costs $250, which is the amount your insurance  allows. If your deductible hasn’t been met yet, you have to pay the full $250 for each session. 

Once you reach your deductible, you only need to pay the coinsurance (a percentage of the total cost) or copay (a set rate); per your health insurance plan.

The following rates are for private pay. 

Initial Consultation $300

Is typically a 60 minute session. It is a comprehensive assessment, discussing your mental & physical health history, symptoms, and goals. With the goal of understanding your experience and developing a treatment plan.

Long Session $250

A 60 minute session for a comprehensive review of  the clients's current symptoms, progress since the last visit,  medication effectiveness, any life changes impacting mental health, discussion of ongoing therapeutic goals, potential adjustments to treatment plans, and an open dialogue to address any concerns the client may have regarding their mental well-being.

Medium Session $200

A 40 minute session for a review of  the clients's current symptoms, progress since the last visit, medication effectiveness, any life changes impacting mental health,  discussion of ongoing therapeutic goals, potential adjustments to  treatment plans, and an open dialogue to address any concerns the client may have regarding their mental well-being.

Short Session $150

A 20 minute session is often a check-in on the patient's current symptoms, assessing their response to  medication (including any side effects), discussing any recent life  changes impacting their mental health, and making necessary adjustments  to the treatment plan, focusing primarily on medication dosage adjustments (if applicable) based on the patient's progress.

Please discuss with your insurance company to ascertain if you have any out of network benefits.

If we are not in network with your health insurance, you must pay out of pocket. 

We are happy to provide a "Super Bill" for you to submit for any potential reimbursement.  A "Super Bill" is a detailed receipt that clients can submit to their insurance company to get reimbursed for services, according to their health insurance plan.

Late Cancellation Policy:

Please remember to cancel or reschedule 48 hours in advance. You will be charged a $100 fee if cancellation or rescheduling of your appointment occurs within 24 hours of your appointment time. This is necessary because a time commitment is made to you and is held exclusively for you.

No Show Policy

If you are no-show to an appointments, you will be charged a $150 fee. This is necessary because a time commitment is made to you and is held exclusively for you. Three no-shows within a period of 12 months may result in your discharge from RUBY as a client.

Additional Services:

There may be fees for additional services, i.e. letter writing, school consultations and care coordination.